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We only invest in exchange traded funds (ETFs), which are generally more tax‑efficient compared to mutual funds. Investing with ETFs can provide an estimated 0.7% in tax savings per year versus holding similar investment strategies in mutual funds.
We build separate portfolios based on the tax status of each of your accounts. We’ll purchase municipal bonds in your non-IRA accounts, where you will be exempt from most taxes. We’ll put core bonds in your IRA accounts, where they can grow tax‑free.
We use every cash flow and dividend to rebalance your portfolio, which reduces the need to sell shares to rebalance. This can lower your capital gains tax over time, and maintains the risk and return of your portfolio without you lifting a finger. Plus, our sophisticated infrastructure will never cause short-term capital gains.[/vc_column_text][/vc_column][/vc_row][vc_row type=”container” css=”.vc_custom_1458057665089{padding-top: 15px !important;}”][vc_column width=”3/4″][vc_single_image image=”71055″ img_size=”large” add_caption=”yes”][/vc_column][vc_column width=”1/4″ css=”.vc_custom_1458060471484{padding-top: 2px !important;}”][vc_separator color=”#00c96d” type=”normal” thickness=”2″ up=”” down=”25″][vc_column_text]
We use every cash flow and dividend to rebalance your portfolio, which reduces the need to sell shares. This can lower your capital gains tax over time, and maintains the risk and return of your portfolio.
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Key aspects of our strategy
[/vc_column_text][/vc_column][/vc_row][vc_row type=”container” padding_top=”” padding_bottom=”” css=”.vc_custom_1458059347458{margin-bottom: -15px !important;}”][vc_column][vc_tta_tabs style=”flat” shape=”square” color=”white” active_section=”1″][vc_tta_section title=”Protection” tab_id=”1444300654474-2bfb86dc-fd3a”][vc_column_text]A full range of Life, Serious Illness, Income Protection, Pension Term, and Unit Linked Comparative Quotes plus Business Assurance reports, and Health Insurance comparisons.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Investments” tab_id=”1444300654691-e081e086-5ad3″][vc_column_text]Product Fact Sheets and a full Comparative study of products covering Unit Linked Bonds, With Profit Bonds, Tracker Bonds, Deposit Products, Guaranteed Bonds and Regular Savings.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Funds” tab_id=”1444301268806-6cabfa0f-2e9d”][vc_column_text]Our Fund Advice section provides Fund Fact Sheets and comparative Fund Performance details based on Fund Price information from the leading supplier of information in this area.[/vc_column_text][/vc_tta_section][/vc_tta_tabs][/vc_column][/vc_row][vc_row type=”container”][vc_column css=”.vc_custom_1458058396279{padding-bottom: 5px !important;}”][vc_column_text]
Choose an approach that’s right for you
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Major Purchase
This is for investors who are saving for a home down payment, future tuition, or any other specific purchase or event.
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Build Wealth
Often you don’t have a specific reason to save your money but still want to grow your wealth over a long period of time.
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Safety Net
This is one of the highest priority goals we recommend for investors, designed to ensure you have an emergency fund.
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